Starter loan returns in 2026 to help first-time homebuyers in Steenwijkerland
First-time homebuyers in Steenwijkerland can apply for a starter loan in 2026 to bridge the gap between their mortgage and home costs. This could make homeownership more accessible for those struggling with high property prices.
| Key Detail | Information |
|---|---|
| Eligibility | First-time homebuyers |
| Maximum home price | €325,000 (including improvements) |
| Maximum starter loan | €40,000 |
| Applicable area | Municipality of Steenwijkerland |
| Loan purpose | Covers difference between mortgage and home cost |
| Application period | 2026 |
The municipality of Steenwijkerland, in collaboration with national housing policies, offers the starter loan to support first-time buyers in entering the housing market. This initiative aims to address affordability challenges in the local real estate sector.
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Funds available for starter loan
In 2026, you can again apply for a starter loan. Are you buying a house for the first time? And are the costs of the house higher than the maximum mortgage you can borrow from the bank? Then you may be eligible for a starter loan.
The starter loan covers the difference between the purchase price of the house (including additional costs) and the amount you can borrow from the bank. In addition to the starter loan, you will also have a regular mortgage. To qualify for a starter loan, the purchase price of an existing home or a newly built property in the municipality of Steenwijkerland must not exceed €325,000, including additional work or improvement costs. The maximum amount for the starter loan is €40,000.