The interest discount scheme offers a 3 percentage point discount on the standard interest rate for loans up to 150,000 euros from Fonds Nieuwe Doen. This discount applies for the entire duration of the loan. The loan amounts to a maximum of 70 percent of the total costs for sustainability measures. For example: for a loan of €50,000 with a term of 5 years, the standard interest rate is 3.7 percent. With the interest discount scheme, one pays only 0.7 percent interest (example based on the interest rate as of January 2026).

Who is it for?

The interest discount is available to owners of social real estate and organizations that rent and bear the energy costs themselves. Sustainable new construction replacing outdated buildings also qualifies, as long as the investment contributes to a future-proof sustainable building. Examples of measures include insulation, solar panels, heat pumps, and batteries. The scheme only applies to organizations taking out a loan via Fonds Nieuwe Doen. 

More energy-efficient and future-proof

The province of Groningen wants to help social organizations make their buildings more energy-efficient and future-proof. Investing in sustainability reduces energy costs and makes you less vulnerable to fluctuating energy prices. This way, organizations contribute to a sustainable province and a better environment. 

Especially interesting in the municipality of Westerkwartier 

The municipality of Westerkwartier already has an interest discount scheme for the sustainability of social real estate. By stacking both schemes, loans can now be offered with 0% interest. The net interest can never be lower than 0%. 

About Fonds Nieuwe Doen

Fonds Nieuwe Doen is an initiative of the province of Groningen and operates on a non-profit basis. The fund is for social organizations, associations, cooperatives, and entrepreneurs. Fonds Nieuwe Doen manages three provincial funds:

  • Energy Fund: loans for energy savings and sustainable generation
  • Care Fund: loans for care real estate and inventory
  • Livability Fund: loans for social real estate and inventory

Fonds Nieuwe Doen provides loans from 5,000 euros to 2.5 million euros under favorable conditions. The loans have no closing costs, a fixed low interest rate, and can always be repaid early without penalty.

More information about the conditions and applying for a loan can be found at fondsnieuwedoen.nl/rentekorting.