The income of both employees and self-employed individuals was higher than in the second quarter of 2024. The total compensation of employees grew by 5.9 percent. The number of employee jobs increased by 1.5 percent, and collective labor agreement wages were 5.3 percent higher. The mixed income was 0.8 percent higher.
The increase in total benefits received was 6.2 percent. This is mainly because benefits are often linked to the minimum wage, which increased by 6 percent compared to a year earlier. Households paid 3 percent more in taxes and social premiums.
To arrive at the real available income the net available income is adjusted for price increases.
In the second quarter of 2025, the housing mortgage debt increased by 12.6 billion euros compared to the previous quarter. Mortgage debt is rising more sharply than last year due to higher housing prices in the second quarter compared to a year earlier and more homes being sold. The mortgage debt as a percentage of GDP was slightly higher than in the previous quarter, namely 79.2 percent in the second quarter of 2025 compared to 79.1 percent a quarter earlier. This is the first increase since the first quarter of 2021.
