The proportion of people satisfied with their financial situation has increased since 2013 (68 percent). In 2021, this was highest at 82 percent. In 2022, it dropped to 77 percent, and in 2024 it was 79 percent. The proportion of dissatisfied people decreased from 2013 (9 percent) to 2024 (5 percent).
In 2013, 40 percent had no worries about their financial future. This increased to 58 percent in 2021, followed by a decline in 2022 (51 percent). In 2024, this share increased again to 54 percent. At the same time, the group with many worries about the financial future was the smallest since 2013 in 2021. This share grew in 2022 and slightly decreased in 2024.
People in the lowest income group are the most worried about their financial future: 38 percent of them are very concerned about their financial future. As income rises, financial worries decrease. In the second income quartile, 30 percent express significant concerns, and in the third quartile, that is just over 24 percent. People with the highest incomes are the least worried about finances (17 percent). In 2024, the difference in financial concerns between the lowest and highest income groups was slightly smaller than a year earlier.
Of parents in single-parent families, 61 percent are satisfied with their financial situation. This is lower than among single residents without children (73 percent) and people who are part of a couple with or without children. Partners in a couple without children are the most satisfied (85 percent). The differences in satisfaction with financial situations among households are related to income levels. Single residents and single-parent families generally have a lower income, which is why they are less often satisfied with their financial situation.
Renters receiving housing benefits are the most worried about their financial future, with 37 percent expressing significant concerns. This has decreased compared to the previous year when it was still 46 percent. Among renters who do not receive housing benefits, 35 percent are very concerned. Homeowners are the least worried, with 21 percent expressing significant concerns. The differences between renters and buyers are related to income: renters generally have a lower income and are therefore more worried about their financial future.